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Futeur AI

The Credit Karma for small businesses.

Get free business credit reports, track your score, and dispute inaccuracies—all in one platform. Unlock approvals for loans, credit cards, and tradelines with real-time data.

Know your business credit. Build it. Use it.

34M+

Businesses Supported

61M+

Jobs Supported

59M+

Businesses Supported (2029)

105M+

Jobs Supported (2029)

FuteurAI empowers 34.8 million small businesses to lead, thrive, and dominate with AI-driven credit insights, unaltered reports, and actionable strategies. No gimmicksjust clarity, transparency, and results to help businesses grow and excel in today's fast-paced world.

One Simple Plan. Infinite Potential.

We don't trap you with complex pricing or long-term commitments. Just one straightforward monthly plan that lets our AI-powered insights do the talking.
You'll see the value every step of the way—because empowering your business is what we do best.

BEST VALUE FOR YOUR BUSINESS

Infinity Access Plan

Transparent. Intuitive. Revolutionary.

Leveling the Playing Field- Empowering 34.8 Million Small Business with AI-Driven Growth and Equality

$32/month

billed monthly

Distinctive Features That Set Us Apart
  • Full PDF Credit Reports
  • Reports from Multiple Bureaus
  • Real-Time Credit Monitoring
  • Tradeline Reporting
    • Dispute Resolution Services
    • Exclusive Early Access

Experience unparalleled support and innovation with FuteurAI's Infinity Access plan - your gateway to infinite growth and success.

Transform Business Credit Management with FuteurAI

FuteurAI unites the power of Experian, Equifax, and Dun & Bradstreet into one AI-driven platform. Rooted in innovation and trust, we offer comprehensive business credit monitoring with transparency and unmatched value for every business.

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Infinity Access Plan

$32/month for unlimited reports

Full PDF Credit Reports
Reports from Multiple Bureaus
Real-Time Credit Monitoring
Tradeline Reporting Tools
Dispute Resolution Services
Exclusive Early Access

Experience unparalleled support and innovation with FuteurAI's Infinity Access plan - your gateway to infinite growth and success.

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Experian Logo

Experian

$39.95/report

Dun and Bradstreet Logo

Dun and Bradstreet

$49.00/month

Equifax Logo

Equifax

$99.95/report

= $188.45/month

Every U.S. business has a credit score, just like individuals have a FICO score.

However, these scores are not connected and should be kept separate. Personal credit impacts personal loans and credit cards, while business credit determines access to financing and resources for growth.

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Personal Credit

Monitor and understand your financial health with ease. Your FICO score— based on payment history, credit use, and account age—impacts access to credit cards, loans, and mortgages. Tools like Credit Karma and CreditWise offer real-time updates to help you stay informed.

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Person working on laptop

Business Credit

Your business's financial reputation drives growth. Business credit scores (e.g., Experian Intelliscore, Equifax OneScore) reflect payment history, debts, and public records. With FuteurAI, the "Credit Karma for business," track scores, monitor changes, and boost creditworthiness in real time.

Futeur Intelligence ™

Revolutionizing Business Intelligence for Small Businesses.

LoadingLaunching Q2 2025

The future of business intelligence is here.
Are you ready to thrive?

Powered By AI

What if your business could see the future?

Futeur Intelligence, powered by cutting-edge AI, unlocks real-time analytics, forecasts growth opportunities, and ensures survival feasibility. Harness unconventional data streams—social trends, economic indicators, and more—to make smarter, faster decisions.

Designed for small businesses, Futeur Intelligence combines precision and practicality to empower your journey toward profitability and resilience.

Safe and Secure

Revolutionizing Data Security

We’ve redefined data protection with a Decentralized Data Security Framework (DDSF) that sets a new global benchmark. By harnessing the power of distributed databases, quantum-resistant encryption, and zero-trust architecture, we ensure your confidential data is not only secure but impenetrable.

Easy-To-Use

We've streamlined our platform to be as sleek and user-friendly as your go-to smartphone. Say farewell to complexity and embrace simplicity – navigating our platform is as effortless as sending a text message. Because we understand that for small businesses, building credit should be straightforward and stress-free.

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Easy-To-Use
Credit Report generated!
Brainwave

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Frequently Asked Questions

Business credit scores rate your company’s financial health, showing lenders and vendors if your business is reliable with payments. Even if you have great personal credit, a strong business credit score keeps finances separate and opens doors to better loans, lower rates, and trusted partnerships. With Futeur.ai, access your Experian and Equifax business credit scores instantly, helping you make smart decisions and build a solid foundation for growth.

A great personal credit score isn’t enough—your business needs its own score to separate your finances. A strong business credit score means better loans, lower rates, and trusted partnerships, as lenders and vendors often check your business credit, not personal. This builds your company’s financial credibility while keeping your personal credit protected.

Business credit scores assess a company’s financial health and reliability, helping lenders and vendors decide if a business can handle credit. They consider factors like payment history with suppliers, financials, and public records and usually range from 0-100 (or up to 1,610 in some models) from providers like Experian and Equifax. FICO Scores, on the other hand, focus on an individual’s credit behavior, factoring in personal debt, credit utilization, and payment history on a 300-850 scale, impacting personal loans, mortgages, and credit cards. In essence, business credit scores rate a company, while FICO scores rate a person.

Building strong business credit unlocks more than just financing options. With a good business credit score, your company can qualify for larger loans and credit lines, attract more favorable supplier terms, and secure insurance at better rates. This frees up cash flow, allowing you to invest more in growth without tying up your personal finances. Strong business credit makes scaling your business easier and keeps opportunities within reach.

No, checking your business credit won’t affect your score. With Futeur.ai, you get regular updates and real-time monitoring of your Experian and Equifax business scores without impacting your credit. This lets you keep an eye on your financial health and act quickly if something needs attention. Monitoring your score is a proactive step that can help you build stronger, more stable business credit.

A strong business credit score shows suppliers that your company is financially reliable. This credibility can lead to more flexible payment terms, like net-30 or net-60, which means you’ll have a month or two to pay instead of upfront. Better terms with suppliers can improve your cash flow and even lead to discounts, making it easier to keep your business running smoothly. With Futeur.ai, you’re always aware of your score and prepared to leverage it in negotiations with suppliers.

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Futeur® is a registered trademark. All rights reserved. Building tomorrow, empowering today.